VACANCY ANNOUNCEMENT
Company: SUNRISE BANK LIMITED.
Trade Finance Department (Officer to Manager Level) -Few
Trade Finance is a critical area of banking operation where job scope includes processing of transactions such as imports, exports, guarantees, letter of credit and reporting/reconciliation related to its transaction. The above positions demand drives to have strong internal control mechanism in order to reduce operational risk and good knowledge of foreign exchange, regulations, NRB regulations, ICC regulations. The incumbents are expected to have strong marketing drive for sustainable growth of trade finance business.
Required Qualification and Experience:
• Master degree from recognized university.
• Minimum 3 years of experience in Commercial Bank with exposure in related filed.
• Should have strong marketing drive to brand Bank’s Product and Services.
• Candidates applying for Officer Level should be currently working at least in Supervisor position and for manager level at least in Senior Officer Position.
• Should be a team player and have excellent communication skills.
Major Job and Responsibilities:
• Prepare all types of SWIFT messages related to International Banking Department and hand over it to the SWIFT Department or deliver them through Bank’s mail for transmission
• Receive import document and to check it properly to ensure that these are strictly complied with Letter of Credit terms and conditions.
• Handle import bills as per the prevailing UCPDC.
• Check terms and condition of the export LC and if some condition are not acceptable for the bank or not as per the compliance terms, arrange to get the amendment through the customer.
• Check discrepancy, if any, in export document presented for negotiation
• Purchase the document and pass related entries after getting necessary instruction or send the document in collection basis.
• Receive the documents for import against DAP/DAA
• Handle import bills as per the provisions under Uniform Rules for Collection(URC).
• Receive application of Bank Guarantee from the branch.
• Comply with applicable versions of URDG, UCPDC, URR, URC, and ISBP
• Conduct proper and timely correspondence with regard to all aspects of the Departmental jobs.
• Monitor import and export related loan
• Ensure monthly reconciliation of various subsidiary ledgers with Trial Balance.
• Ensure cost control to the possible extent.
• Conduct up to date reconciliation of Nostro, IBT, and IDT, exhibit of LC, margin, guarantee and unamortized commission.
• Ensure Compliance with “Know Your Customer” and “Anti Money Laundering” Guidelines/Policies/Manuals of the Bank.
• Acquaint with the rules and regulations of the Bank, NRB circulars/ directives and monitor adherence to them.
• Ensure that proper filing and documentation has been maintained in the Department.
• Report to NRB as per their requirement and circular.
Relationship Manager (RM – Officer Level) – Few
Relationship Managers (RM) are required to acquire, retain and expand our credit clientele. The incumbents are needed to identify customer needs and provide solutions and shall be well versed with credit risk assessment. They shall be accountable for business development, service and delivery. RM shall be assigned to work in Corporate/Retail/SME Banking of branches/department.
Required Qualification and Experience:
• Master degree from recognized university.
• Minimum 3 years of experience in Commercial Bank with exposure in related filed.
• Should have strong marketing drive to brand Bank’s Product and Services.
• Candidates applying for Officer Level should be currently working at least in Supervisor position and for manager level at least in Senior Officer Position.
• Should be a team player and have excellent communication skills.
Major Roles and Responsibilities:
• Manage and handle credit relationships of different clients- Retail, SME’s and corporate.
• Acquire, develop and strengthen Banking customer relationship through efective relationship management.
• Manage and develop credit relationships with new and existing customers through detail analysis to meet their personal and business needs.
• Assess loan requests of customers and appraise their credit requirements following critical evaluation and risk analysis of the proposal in line with Bank’s credit policies and NRB directives.
• Obtain and make follow ups for the documents required for new loan processing/analysis and/or renewal/enhancement/restructure/reschedule of existing credit facilities.
• Monitor/make follow ups for taking necessary precautions and actions for timely recovery of interest/ dues and any other payments from the customers.
• Keep proper records/ updates of credit files under the fold assigned.
• Handle customers in regards of credit solicitation/ renewal or any other issues related to management of credit relationship.
• Execute timely renewal of assigned credit files of the Branch credit file.
• Execute timely loan recovery of payments/ charges/ interest* overdue/ suspense if any and as applicable.
• Keep track and maintain record of insurance expiry, stock report and other documents related to customers as and when required in coordination with Branch’s Credit Support Unit.
• Coordinate with cross functional departments (Branch Coordinator, CA Team, TFT, Legal, etc) for execution of credit facilities, or any issues pertaining to the customers/ credit files under the assigned fold.
• Perform all required tasks related to the credit relationship as assigned by reporting officers as and when required.
• Solicit deposits and help in managing the budget of the Branch.
• Review the credit proposals, memos, etc prepared by the subordinates in credit department.
Last date to apply: 26th September 2017
HOW TO APPLY
This job announcement was published in Himalayan Times on 13 September 2017
